Credit Scoring data (doi:10.7910/DVN/GWOTGE)

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Part 1: Document Description
Part 2: Study Description
Part 3: Data Files Description
Part 4: Variable Description
Entire Codebook

Document Description
Citation
Title:	Credit Scoring data
Identification Number:	doi:10.7910/DVN/GWOTGE
Distributor:	Harvard Dataverse
Date of Distribution:	2018-04-11
Version:	1
Bibliographic Citation:	Rao, Preethi, 2018, "Credit Scoring data", https://doi.org/10.7910/DVN/GWOTGE, Harvard Dataverse, V1, UNF:6:WvEu6TmqM5NaSc99s6WnyQ== [fileUNF]
Study Description
Citation
Title:	Credit Scoring data
Identification Number:	doi:10.7910/DVN/GWOTGE
Authoring Entity:	Rao, Preethi (IFMR LEAD)
Distributor:	Harvard Dataverse
Access Authority:	Rao, Preethi
Depositor:	Rao, Preethi
Date of Deposit:	2018-04-11
Holdings Information:	https://doi.org/10.7910/DVN/GWOTGE
Study Scope
Keywords:	Mathematical Sciences, Social Sciences, credit score
Abstract:	Primary and Secondary data from chit fund companies for Credit Scoring project in India
Methodology and Processing
Sources Statement
Data Access
Notes:	<a href="http://creativecommons.org/publicdomain/zero/1.0">CC0 1.0</a>
Other Study Description Materials
File Description--f3141522
File: cf1_delhi_collateral.tab
	Number of cases: 8130 No. of variables per record: 7 Type of File: text/tab-separated-values
Notes:	UNF:6:IeOcgY79ZL1rPw+h85NbbA==
File Description--f3141520
File: cf1_delhi_surety.tab
	Number of cases: 19800 No. of variables per record: 25 Type of File: text/tab-separated-values
Notes:	UNF:6:u00sBvewB/LJfu+P/hRM2Q==
File Description--f3141519
File: cf1_delhi_transaction_data.tab
	Number of cases: 294900 No. of variables per record: 57 Type of File: text/tab-separated-values
Notes:	UNF:6:SyRs4SiNDX7M8Z1EGgiIWw==
File Description--f3141521
File: cf2_collateral.tab
	Number of cases: 1860 No. of variables per record: 8 Type of File: text/tab-separated-values
Notes:	UNF:6:Hubd+bRpPf3SaWZGThKncA==
File Description--f3141518
File: cf2_transaction_data.tab
	Number of cases: 40503 No. of variables per record: 43 Type of File: text/tab-separated-values
Notes:	UNF:6:elQ/HIIMFL004rnOAKZ4Kg==
Variable Description
List of Variables:	chit_id p_recno - P_RECNO collateral - SEC_ID chit_value - (last) chit_value duration - (last) duration monthly_contribution - (last) monthly_contribution year - (last) year chit chit_id p_recno - P_RECNO winning_aucn duration fman surety_p_recno - P_RECNO n_surety age - (last) age salary - (last) monthly_income sex - (last) sex occupation - (last) occupation other_chits surety_others years_of_service house_owner land_owner income_tax insurance_policy insurance_amount res_pin off_pin chit_value - (last) chit_value monthly_contribution - (last) monthly_contribution year - (last) year chit - Chit Scheme ID chit_id - Chit Ticket ID p_recno - Membership ID aucn_no - Auction Number aucn_date - Auction Date inst_due - Installment Due inst_paid - Installment Paid inst_spread - Spread of Installment Paid total_inst_due - Total Installment Due total_inst_paid - Total Installment Paid div_due - Dividend Due div_paid - Dividend Paid total_div_due - Total Dividend Due total_div_paid - Total Dividend Paid participation - Whether Participated in Auction or Not all_bids - Bid Amounts win_loss - Whether Bid was Successful win_bid_amt - Winning Bid Amount prized_amt - Winning Prized Amount chit_value - Chit Amount start_date - Start Date of Scheme monthly_contribution - Monthly Contribution duration - Duration of Scheme month - Month of Participation tot_memb - Total Number of Members fman_tkt - Foreman Ticket Number bylaw_no - Chit Bylaw ID penalty - Penalty Amount postage_cost - Postage Cost nj_stamp_cost - Non Judicial Stamp Paper Cost other_cost - Other Costs by_chq - Cheque Transaction by_cash - Cash Transaction by_other - Other Modes of Transaction bounced_chq - Bounced Cheque Transaction last_trans_date - Last Transaction Date last_payment_date - Last Payment Due Date missed_inst - Missed Installment missed_div - Missed Dividend Payment diff_inst - Difference between Total Installment Due and Total Installment Paid no_trans - Number of Installments total_trans - Total Number of Transactions multi_payment - Multiple Payments early_payment - Early Payment part_payment - Part Payment irr_payment - Irregular Payment late_payment - Late Payment default - Default monthly_income - Monthly Income sex - Sex age - Age occupation - Occupation lottery - Whether Lottery happened or Not bid_type - Type of Bid before_after - Before or After Winning Auction all_trans - (Pivot Variable) default_90 chit chit_id p_recno net_risk sur_col s_no_sur_col col_type c_type chit chit_id p_recno pay_type aucn_no aucn_date rct_date inst_due inst_paid inst_spread total_inst_due total_inst_paid div_due div_paid participation bid_amt win_loss win_bid_amt prized_amt chit_value - DEPAMT monthly_contrib - MSUBSCRIP tot_memb duration - NMONTHS start_date penalty substitution post_termination_payers diff_inst diff_days early_payment part_payment late_payment default before_after num_chit - group(chit) num_chit_id - group(chit_id) all_trans age sex income occupation bid_mode lottery
Variables
chit_id
f3141522 Location:	Variable Format: character Notes: UNF:6:yULlgozjQgg45G1egGwPUA==
P_RECNO
f3141522 Location:	Summary Statistics: Mean 8765.55940959406; Valid 8130.0; StDev 6329.86811941042; Max. 22064.0; Min. 1.0 Variable Format: numeric Notes: UNF:6:R2tOrtFQh7+f2kpnh5s0yg==
SEC_ID
f3141522 Location:	Variable Format: character Notes: UNF:6:S7WDSt34+/gAcvSJ3fAXNA==
(last) chit_value
f3141522 Location:	Summary Statistics: Mean 105923.73923739068; StDev 121622.56598514014; Valid 8130.0; Min. 15000.0; Max. 1000000.0; Variable Format: numeric Notes: UNF:6:1DQJ5jrxmPqS9xlkdp7smg==
(last) duration
f3141522 Location:	Summary Statistics: Valid 8130.0; Mean 36.90282902829024; Max. 50.0; Min. 25.0; StDev 8.6509324026172 Variable Format: numeric Notes: UNF:6:YS8BpQ5+Ql8j8c5tHm6voA==
(last) monthly_contribution
f3141522 Location:	Summary Statistics: Valid 8130.0; Max. 25000.0; Min. 500.0; Mean 3096.7404674047425; StDev 3847.2161257353628; Variable Format: numeric Notes: UNF:6:Ut6Qa72tc2DftiWRuI3Gng==
(last) year
f3141522 Location:	Summary Statistics: StDev 3.0051093620350944; Valid 8130.0; Min. 1996.0; Mean 2001.0856088560886; Max. 2007.0 Variable Format: numeric Notes: UNF:6:823wO/2Vs+N17LesuajhlA==
chit
f3141520 Location:	Variable Format: character Notes: UNF:6:/IWEbbN8O+h0huegaxAqIA==
chit_id
f3141520 Location:	Variable Format: character Notes: UNF:6:xUflBfcfxBp9ax2oqi/KFg==
P_RECNO
f3141520 Location:	Summary Statistics: Max. 22064.0; Valid 19800.0; StDev 5933.543175994488; Mean 9065.328686868614; Min. 1.0; Variable Format: numeric Notes: UNF:6:l+bP7lDGfnX8CzlDGHXkaw==
winning_aucn
f3141520 Location:	Summary Statistics: Min. 1.0; Valid 19800.0; StDev 10.353939226458373; Mean 15.068484848484712; Max. 50.0; Variable Format: numeric Notes: UNF:6:vgNKMOiNZ2syysCro08I+A==
duration
f3141520 Location:	Summary Statistics: StDev 8.573867517392834; Min. 25.0; Max. 50.0; Mean 37.8058080808077; Valid 19800.0 Variable Format: numeric Notes: UNF:6:H4G5bHqwcwkLEH4WTgkFWQ==
fman
f3141520 Location:	Summary Statistics: Mean 0.011010101010101272; Valid 19800.0; StDev 0.10435242525688258; Min. 0.0; Max. 1.0 Variable Format: numeric Notes: UNF:6:b3c8oAsfPAyLzpYPDWcb4g==
P_RECNO
f3141520 Location:	Summary Statistics: Max. 64109.0; StDev 5988.398979973312; Min. 1.0; Mean 10665.113599297363; Valid 15942.0; Variable Format: numeric Notes: UNF:6:qJ0ox07qrlRUExujnKJrfQ==
n_surety
f3141520 Location:	Summary Statistics: Max. 6.0; Valid 16160.0; Min. 0.0; Mean 3.8453589108911137; StDev 1.504218790710719 Variable Format: numeric Notes: UNF:6:r2IvTME2lhiDQIoiLLsSag==
(last) age
f3141520 Location:	Summary Statistics: Min. 18.0; StDev 11.470812411988474; Mean 43.78338399189462; Max. 83.0; Valid 4935.0 Variable Format: numeric Notes: UNF:6:7xxcN4VsGpbz1WmcEsXmbQ==
(last) monthly_income
f3141520 Location:	Summary Statistics: Max. 125000.0; StDev 8283.379535132808; Mean 11823.09850124232; Min. 360.0; Valid 4159.0 Variable Format: numeric Notes: UNF:6:b6KbVgpvs3WPW2e6x/Qe0w==
(last) sex
f3141520 Location:	Variable Format: character Notes: UNF:6:SEO2fcvrXAXZsTH8Ggl11Q==
(last) occupation
f3141520 Location:	Variable Format: character Notes: UNF:6:8nlGZEArEULBVRsT44AuVg==
other_chits
f3141520 Location:	Summary Statistics: Max. 1.0; Valid 15942.0; StDev 0.47872912671672346; Mean 0.35566428302596814; Min. 0.0 Variable Format: numeric Notes: UNF:6:vTmzFP1priljH7A8clWVhQ==
surety_others
f3141520 Location:	Summary Statistics: Min. 0.0; StDev 0.47872912671672346; Mean 0.35566428302596814; Valid 15942.0; Max. 1.0 Variable Format: numeric Notes: UNF:6:vTmzFP1priljH7A8clWVhQ==
years_of_service
f3141520 Location:	Summary Statistics: Mean 15.930887408669808; Min. 0.0; Max. 59.0; Valid 4654.0; StDev 9.969350200880303 Variable Format: numeric Notes: UNF:6:jTzG8AXPvTv+zBwlEA6v7A==
house_owner
f3141520 Location:	Summary Statistics: Valid 5762.0; Mean 0.1051718153418955; StDev 0.30680130447490583; Min. 0.0; Max. 1.0 Variable Format: numeric Notes: UNF:6:QCEfLhSRjWNEQsn2Z/td/A==
land_owner
f3141520 Location:	Summary Statistics: Valid 5760.0; StDev 0.2941495559874869; Mean 0.09565972222222181; Max. 1.0; Min. 0.0; Variable Format: numeric Notes: UNF:6:FAN+X7kY3MRpVfNZ2ErFBA==
income_tax
f3141520 Location:	Summary Statistics: StDev 0.49421883625311336; Min. 0.0; Valid 5888.0; Max. 1.0; Mean 0.42391304347826353 Variable Format: numeric Notes: UNF:6:Z9xxNDW5MsDDPTM21B4/Ug==
insurance_policy
f3141520 Location:	Summary Statistics: Mean 0.2214142039300603; StDev 0.4152308174018735; Valid 6463.0; Min. 0.0; Max. 1.0; Variable Format: numeric Notes: UNF:6:Sh0bmkR3a7d54IuOsuahYw==
insurance_amount
f3141520 Location:	Summary Statistics: Valid 8.0; Max. 100000.0; Min. 0.0; Mean 26878.75; StDev 34296.632149319186; Variable Format: numeric Notes: UNF:6:yNrJVCBpZ17W8C2RgTh18w==
res_pin
f3141520 Location:	Summary Statistics: Max. 1100091.0; Min. 1.0; StDev 53805.83858705087; Mean 117199.83529411767; Valid 3740.0 Variable Format: numeric Notes: UNF:6:XUvMFYjtIEjmnsHJ93XTfw==
off_pin
f3141520 Location:	Summary Statistics: Mean 117780.61208967172; Max. 1100580.0; Min. 10001.0; Valid 2498.0; StDev 61952.49265866526; Variable Format: numeric Notes: UNF:6:ruNvZXzzQhbQyzZ0pecqTQ==
(last) chit_value
f3141520 Location:	Summary Statistics: Max. 1000000.0; StDev 121458.40348959227; Valid 19800.0; Min. 15000.0; Mean 108233.58585858782 Variable Format: numeric Notes: UNF:6:vrRas8F14AMA/8SF/tcNuA==
(last) monthly_contribution
f3141520 Location:	Summary Statistics: Min. 500.0; Max. 25000.0; Valid 19800.0; StDev 3791.8296591027056; Mean 3105.1388888888027 Variable Format: numeric Notes: UNF:6:3WuYVLrYmdD51IAtfWgKGg==
(last) year
f3141520 Location:	Summary Statistics: Valid 19800.0; Max. 2007.0; Min. 1996.0; Mean 2001.0103535353533; StDev 2.995180039012203 Variable Format: numeric Notes: UNF:6:p+SkxR0H1BcPPG811nRkNA==
Chit Scheme ID
f3141519 Location:	Variable Format: character Notes: UNF:6:sURLTXpyTuhleQg3tNTHAg==
Chit Ticket ID
f3141519 Location:	Variable Format: character Notes: UNF:6:FFatWq7kqeAw2+1v3F+enA==
Membership ID
f3141519 Location:	Summary Statistics: StDev 6197.4001676716025; Max. 22065.0; Mean 8420.08445235497; Min. 1.0; Valid 294900.0 Variable Format: numeric Notes: UNF:6:xnV83yH01eNX2nXzxs89yw==
Auction Number
f3141519 Location:	Summary Statistics: Mean 19.972702611051602; Min. 1.0; Valid 294900.0; Max. 50.0; StDev 12.296989167971391 Variable Format: numeric Notes: UNF:6:64ESuyTHT/QynVJHmT1/Nw==
Auction Date
f3141519 Location:	Variable Format: character Notes: UNF:6:8NGD3OWburZL0ebGC3rleQ==
Installment Due
f3141519 Location:	Summary Statistics: Mean 2562.4671074238377; Min. 375.0; Valid 294900.0; Max. 25000.0; StDev 3276.7271571610663; Variable Format: numeric Notes: UNF:6:WrbW8Xh7nSPS4yrpaVlK4A==
Installment Paid
f3141519 Location:	Summary Statistics: Max. 311505.5; StDev 4779.593211753249; Valid 294900.0; Min. 0.0; Mean 2562.4671073629443; Variable Format: numeric Notes: UNF:6:ty4jR/EMLu8nduabiGweVw==
Spread of Installment Paid
f3141519 Location:	Summary Statistics: Mean 2562.467107288859; Valid 294900.0; StDev 4583.069972758477; Max. 311505.5; Min. 0.0 Variable Format: numeric Notes: UNF:6:3kI0vTKKdwYf+fqDsS0AfQ==
Total Installment Due
f3141519 Location:	Summary Statistics: Mean 44702.8206444543; Valid 294900.0; StDev 65646.91274785878; Max. 889431.5; Min. 500.0 Variable Format: numeric Notes: UNF:6:1vafsLes7MHRVklTdov+2Q==
Total Installment Paid
f3141519 Location:	Summary Statistics: Mean 44146.22927761593; Max. 889431.5; Valid 294900.0; Min. 0.0; StDev 65160.65914764232 Variable Format: numeric Notes: UNF:6:m/g5lwYqYbjmyxkxgZhSoQ==
Dividend Due
f3141519 Location:	Summary Statistics: StDev 478.04256330431133; Valid 294900.0; Mean 275.61359781912927; Max. 6250.0; Min. 0.0; Variable Format: numeric Notes: UNF:6:J8wk8LoR3I3SKo4wcig/zw==
Dividend Paid
f3141519 Location:	Summary Statistics: Max. 46538.5; Valid 294900.0; StDev 649.9232591407575; Mean 275.61359782662936; Min. 0.0 Variable Format: numeric Notes: UNF:6:lPwmSqBmHbBhs8VwuGUA7w==
Total Dividend Due
f3141519 Location:	Summary Statistics: Max. 110568.5; StDev 9039.707534330337; Valid 294900.0; Min. 0.0; Mean 7429.173274247005; Variable Format: numeric Notes: UNF:6:UgcMuX3sJwNUtQbaNDsWpA==
Total Dividend Paid
f3141519 Location:	Summary Statistics: StDev 9002.118111916914; Mean 7301.146820280837; Valid 294900.0; Min. 0.0; Max. 110568.5 Variable Format: numeric Notes: UNF:6:oSG00GPUfaUCxt85w2vkhA==
Whether Participated in Auction or Not
f3141519 Location:	Summary Statistics: Max. 1.0; Mean 0.10811800610379706; StDev 0.3105299177992551; Min. 0.0; Valid 294900.0; Variable Format: numeric Notes: UNF:6:aiMlQ4Qt04Hm/y6sZA+m/w==
Bid Amounts
f3141519 Location:	Summary Statistics: Min. 0.0; Mean 2209.607440538035; StDev 9551.331071413886; Max. 300000.0; Valid 294898.0 Variable Format: numeric Notes: UNF:6:YutZXMV9v72GxTostqM0aw==
Whether Bid was Successful
f3141519 Location:	Summary Statistics: StDev 0.16019808280874495; Mean 0.026358087487285957; Min. 0.0; Max. 1.0; Valid 294900.0 Variable Format: numeric Notes: UNF:6:r3VnpBACONwIy9c2zxKYqA==
Winning Bid Amount
f3141519 Location:	Summary Statistics: Mean 413.64665988480215; Max. 300000.0; Valid 294900.0; StDev 4311.973327700979; Min. 0.0; Variable Format: numeric Notes: UNF:6:vGmj5s6yMmMUpMoOqWurnw==
Winning Prized Amount
f3141519 Location:	Summary Statistics: Min. 0.0; Mean 2424.4340454414446; Valid 294900.0; Max. 1000000.0; StDev 22502.884182416474 Variable Format: numeric Notes: UNF:6:h6gPj+iAdeAtpC0C5xoMYA==
Chit Amount
f3141519 Location:	Summary Statistics: Min. 15000.0; StDev 115432.6232388336; Max. 1000000.0; Valid 294900.0; Mean 101425.90708704534; Variable Format: numeric Notes: UNF:6:2cnk+9p9tXA7g7fAt/L4ng==
Start Date of Scheme
f3141519 Location:	Variable Format: character Notes: UNF:6:A+GorqRUOagfQxNsawmRWg==
Monthly Contribution
f3141519 Location:	Summary Statistics: StDev 3571.156306389105; Valid 294900.0; Mean 2838.0807053206195; Min. 500.0; Max. 25000.0 Variable Format: numeric Notes: UNF:6:gGtSxfianvaHDOltckfL4A==
Duration of Scheme
f3141519 Location:	Summary Statistics: Max. 50.0; Valid 294900.0; StDev 8.64351756195541; Mean 38.9454052221032; Min. 25.0; Variable Format: numeric Notes: UNF:6:buEDXPRVPJIvVCOmr5dTwg==
Month of Participation
f3141519 Location:	Summary Statistics: Min. 1.0; StDev 12.296989167971391; Max. 50.0; Valid 294900.0; Mean 19.972702611051602 Variable Format: numeric Notes: UNF:6:64ESuyTHT/QynVJHmT1/Nw==
Total Number of Members
f3141519 Location:	Summary Statistics: Valid 294900.0; Min. 25.0; Max. 50.0; StDev 8.64351756195541; Mean 38.9454052221032; Variable Format: numeric Notes: UNF:6:buEDXPRVPJIvVCOmr5dTwg==
Foreman Ticket Number
f3141519 Location:	Summary Statistics: Max. 50.0; StDev 11.042106086095739; Min. 0.0; Valid 294900.0; Mean 37.93828416412124; Variable Format: numeric Notes: UNF:6:+sqj9no20cZS77L031hRog==
Chit Bylaw ID
f3141519 Location:	Variable Format: character Notes: UNF:6:mJWLNN+868VYqz9NRvHoqw==
Penalty Amount
f3141519 Location:	Summary Statistics: Min. 0.0; Max. 11696.0; Valid 294900.0; StDev 71.48235731105295; Mean 3.7777168539053774 Variable Format: numeric Notes: UNF:6:q3IkPhunFD0A9Yqk7EOeBg==
Postage Cost
f3141519 Location:	Summary Statistics: Mean 0.03893150220929763; Min. 0.0; Max. 675.0; StDev 2.6835490706918197; Valid 294900.0 Variable Format: numeric Notes: UNF:6:xlwDzoE6HvhXRIqazDc+zw==
Non Judicial Stamp Paper Cost
f3141519 Location:	Summary Statistics: Max. 2.0; Min. 0.0; StDev 0.02147374379405219; Mean 2.3058663953875718E-4; Valid 294900.0; Variable Format: numeric Notes: UNF:6:ebRZiVX03zDWZFOpFCxfJQ==
Other Costs
f3141519 Location:	Summary Statistics: Mean 0.48903384198017424; Valid 294900.0; StDev 5.6439734653228735; Min. 0.0; Max. 626.0 Variable Format: numeric Notes: UNF:6:yIh/AicYH+kVfuXJ0GTMUQ==
Cheque Transaction
f3141519 Location:	Summary Statistics: Mean 0.6795218718209355; Valid 294900.0; Max. 1.0; StDev 0.4666611575858621; Min. 0.0 Variable Format: numeric Notes: UNF:6:/SaTJWOXY7/y89CqPn1PTw==
Cash Transaction
f3141519 Location:	Summary Statistics: Min. 0.0; Valid 294900.0; StDev 0.33945176251265513; Mean 0.13288572397430362; Max. 1.0 Variable Format: numeric Notes: UNF:6:e+tUx50yNBopIRdS2XElvQ==
Other Modes of Transaction
f3141519 Location:	Summary Statistics: StDev 0.396231395254217; Valid 294900.0; Min. 0.0; Mean 0.19503899626992163; Max. 1.0 Variable Format: numeric Notes: UNF:6:A+Mn1+JoJ61lO4mxaj6DFg==
Bounced Cheque Transaction
f3141519 Location:	Summary Statistics: Valid 294900.0; StDev 0.12599214878078538; Max. 1.0; Min. 0.0; Mean 0.01613428280772559; Variable Format: numeric Notes: UNF:6:uGgdGC9JVk8QdwuwbEi22Q==
Last Transaction Date
f3141519 Location:	Variable Format: character Notes: UNF:6:wPtfYFoxZI/NFIxVhEl/Sg==
Last Payment Due Date
f3141519 Location:	Variable Format: character Notes: UNF:6:3A/EmTml8CF7rORp9Q8jPg==
Missed Installment
f3141519 Location:	Summary Statistics: Max. 1.0; Valid 294900.0; StDev 0.3593866182305856; Min. 0.0; Mean 0.1523770769752531 Variable Format: numeric Notes: UNF:6:8sO0PETSRvJeRaSpkIRc6Q==
Missed Dividend Payment
f3141519 Location:	Summary Statistics: Mean 0.1365581553068948; Max. 1.0; Valid 294900.0; Min. 0.0; StDev 0.343380875062172 Variable Format: numeric Notes: UNF:6:IH1dDi/XR4HoXfvBwEC/gA==
Difference between Total Installment Due and Total Installment Paid
f3141519 Location:	Summary Statistics: Valid 294900.0; Mean 556.5913668979894; StDev 5560.959488623261; Min. -118080.5; Max. 286505.5; Variable Format: numeric Notes: UNF:6:A2Mhr3jI/F8CpUMUTfWU0Q==
Number of Installments
f3141519 Location:	Summary Statistics: Mean 1.1099694811811551; StDev 1.4916108968536563; Min. 0.0; Max. 240.0; Valid 294900.0; Variable Format: numeric Notes: UNF:6:3OfBys/RBP/itIzlHsxF9g==
Total Number of Transactions
f3141519 Location:	Summary Statistics: Min. 0.0; Mean 21.601783655483455; StDev 23.960864156777276; Valid 294900.0; Max. 374.0; Variable Format: numeric Notes: UNF:6:9UPXbZMuK+kLSWWS6JzsuA==
Multiple Payments
f3141519 Location:	Summary Statistics: Max. 1.0; Min. 0.0; Mean 0.07924381146154902; Valid 294900.0; StDev 0.27011937588415696 Variable Format: numeric Notes: UNF:6:3LjglbiPUK2jWQ9xhaBueg==
Early Payment
f3141519 Location:	Summary Statistics: Max. 1.0; StDev 0.44727476859559046; Mean 0.7234859274330313; Min. 0.0; Valid 294900.0; Variable Format: numeric Notes: UNF:6:0TkhLlINiVKDLXspP9T6+w==
Part Payment
f3141519 Location:	Summary Statistics: Max. 1.0; Min. 0.0; Mean 0.12456086809089142; Valid 294900.0; StDev 0.3302208776019379; Variable Format: numeric Notes: UNF:6:sR+xqehUMJOG+NNJK/RhgQ==
Irregular Payment
f3141519 Location:	Summary Statistics: Max. 1.0; Mean 0.20380467955240195; Min. 0.0; StDev 0.40282611930651174; Valid 294900.0; Variable Format: numeric Notes: UNF:6:7Rvys423hcjFmAxsaueUFQ==
Late Payment
f3141519 Location:	Summary Statistics: Min. 0.0; Mean 0.16717870464565043; Max. 1.0; Valid 294900.0; StDev 0.37313597720703195 Variable Format: numeric Notes: UNF:6:BTvja3xcv0BkJ6lQrwA+nA==
Default
f3141519 Location:	Summary Statistics: Valid 294900.0; Min. 0.0; StDev 0.1921915357331733; Mean 0.03841302136317038; Max. 1.0 Variable Format: numeric Notes: UNF:6:oJaDX6roTSmqNWCpkt/+aA==
Monthly Income
f3141519 Location:	Summary Statistics: Min. 3.0; Max. 333333.3333333333; Valid 205975.0; StDev 10304.596739783141; Mean 10399.954796299302 Variable Format: numeric Notes: UNF:6:vTg0DtfGLUPYwn9gM9OmXw==
Sex
f3141519 Location:	Variable Format: character Notes: UNF:6:xDQiSGEmnaZJK5NSUtIiPQ==
Age
f3141519 Location:	Summary Statistics: StDev 12.903117389079593; Max. 86.0; Mean 42.78864622057083; Valid 258240.0; Min. 15.0; Variable Format: numeric Notes: UNF:6:qYo4wqFBe9JT79xmK39k+A==
Occupation
f3141519 Location:	Variable Format: character Notes: UNF:6:r1flNHi5QLTTsRPDx14L9w==
Whether Lottery happened or Not
f3141519 Location:	Summary Statistics: Min. 0.0; Valid 27806.0; Max. 1.0; Mean 0.14025749838164747; StDev 0.34726023289632857 Variable Format: numeric Notes: UNF:6:qwsSHEpxyI1U4XH0QtUOdw==
Type of Bid
f3141519 Location:	Summary Statistics: StDev 0.3082230012160077; Max. 2.0; Valid 31812.0; Min. 0.0; Mean 1.8937822205457064; Variable Format: numeric Notes: UNF:6:Vj89rlAZKisTrv2qpA80vQ==
Before or After Winning Auction
f3141519 Location:	Summary Statistics: StDev 0.49981729348170567; Valid 294900.0; Min. 0.0; Mean 0.5135469650729031; Max. 1.0 Variable Format: numeric Notes: UNF:6:R93E9xlTYiD7+99XlfoWcQ==
(Pivot Variable)
f3141519 Location:	Summary Statistics: Valid 294900.0; Mean 1.0; Max. 1.0; StDev 0.0; Min. 1.0 Variable Format: numeric Notes: UNF:6:a94h6/U5EUZzFrwe5t3suw==
default_90
f3141519 Location:	Summary Statistics: Mean 0.02485588335028882; Max. 1.0; Valid 294900.0; StDev 0.15568606425800233; Min. 0.0 Variable Format: numeric Notes: UNF:6:IjcILicLidOBOdaQci4qww==
chit
f3141521 Location:	Variable Format: character Notes: UNF:6:XE3J7p/nF6Zjn/khx+y5Jw==
chit_id
f3141521 Location:	Variable Format: character Notes: UNF:6:GwVIcIlMYDQXrniXJiHa+Q==
p_recno
f3141521 Location:	Variable Format: character Notes: UNF:6:hk58g1RjLbApgqeB+N1v+A==
net_risk
f3141521 Location:	Summary Statistics: Mean 148116.51537122746; Max. 2850000.0; Min. 0.0; Valid 1724.0; StDev 306854.1219369354; Variable Format: numeric Notes: UNF:6:rOIYGUwETOQGeL1/2ciZWg==
sur_col
f3141521 Location:	Summary Statistics: Mean 1.4032258064516108; Valid 1860.0; Max. 2.0; StDev 0.8732411493865064; Min. 0.0 Variable Format: numeric Notes: UNF:6:jolfjNbUNT8CX6he9x+YNw==
s_no_sur_col
f3141521 Location:	Summary Statistics: Valid 1375.0; StDev 1.1311500036772808; Min. 1.0; Mean 1.674181818181816; Max. 10.0; Variable Format: numeric Notes: UNF:6:NnFVKUIyemeIIA/WNjl/5Q==
col_type
f3141521 Location:	Variable Format: character Notes: UNF:6:dIjHh/2sp6E6zpom22Pm6g==
c_type
f3141521 Location:	Summary Statistics: Max. 3.0; Min. 1.0; Valid 1236.0; Mean 1.6415857605177995; StDev 0.7188736646140403 Variable Format: numeric Notes: UNF:6:BQh9byVLJ0y/+7un82cIZA==
chit
f3141518 Location:	Variable Format: character Notes: UNF:6:cQ8PX+1ySUWlkQJyciq8zw==
chit_id
f3141518 Location:	Variable Format: character Notes: UNF:6:vG7I7RPztQokYs3W0FbHCQ==
p_recno
f3141518 Location:	Variable Format: character Notes: UNF:6:PuYKuKpG/kziEyL3aR7AsQ==
pay_type
f3141518 Location:	Variable Format: character Notes: UNF:6:7IXrXb5l/ZrVLpnKApDP0g==
aucn_no
f3141518 Location:	Summary Statistics: Mean 17.046268177667862; Min. 1.0; StDev 11.046603006767148; Valid 40503.0; Max. 50.0; Variable Format: numeric Notes: UNF:6:ZGJv5H3FJzQliP0YlUsvPw==
aucn_date
f3141518 Location:	Variable Format: character Notes: UNF:6:tSjBnS6E1kCPfpFdAf9M1g==
rct_date
f3141518 Location:	Variable Format: character Notes: UNF:6:oIsG/asnYqWZrO1RVzvwXg==
inst_due
f3141518 Location:	Summary Statistics: Mean 4271.761795421972; Max. 24000.0; Min. 650.0; Valid 40503.0; StDev 4634.550396629573 Variable Format: numeric Notes: UNF:6:VMZV/OOf9PPyydWVvNbu2g==
inst_paid
f3141518 Location:	Summary Statistics: Valid 40503.0; Mean 4282.72695849628; Min. -3049.5; StDev 7159.566097055837; Max. 273860.0 Variable Format: numeric Notes: UNF:6:kG4XOlflZk8gRYrjNqGQvg==
inst_spread
f3141518 Location:	Summary Statistics: StDev 7093.601380039769; Max. 273860.0; Valid 40503.0; Mean 4282.726958496279; Min. 0.0 Variable Format: numeric Notes: UNF:6:o7Q/4cLIw+aDmI1mzw1ocw==
total_inst_due
f3141518 Location:	Summary Statistics: Mean 60669.6691356165; StDev 71092.8353855093; Max. 535300.0; Min. 1000.0; Valid 40503.0; Variable Format: numeric Notes: UNF:6:ci6yuIGPxABGDBVpOu/sqQ==
total_inst_paid
f3141518 Location:	Summary Statistics: StDev 70317.99767954965; Max. 535300.0; Min. 1000.0; Valid 40503.0; Mean 59094.231544571194; Variable Format: numeric Notes: UNF:6:jUH9agORBzXvcd296jE9Yg==
div_due
f3141518 Location:	Summary Statistics: Min. 0.0; StDev 805.3481176246946; Valid 40503.0; Max. 4800.0; Mean 573.6356072390353 Variable Format: numeric Notes: UNF:6:JL6b/JUCWWt4Fgu5QwtaBg==
div_paid
f3141518 Location:	Summary Statistics: StDev 794.7666293072938; Max. 4800.0; Mean 501.1471063871758; Valid 40503.0; Min. 0.0; Variable Format: numeric Notes: UNF:6:mKFthEuIhqNRPV514fxSvQ==
participation
f3141518 Location:	Summary Statistics: StDev 0.33225988474902934; Min. 0.0; Max. 1.0; Valid 40503.0; Mean 0.12636101029552996 Variable Format: numeric Notes: UNF:6:Eoc2c8f2vnbTze4VNboPDg==
bid_amt
f3141518 Location:	Summary Statistics: StDev 14925.399605243076; Min. 0.0; Mean 3847.211268301194; Max. 120000.0; Valid 40503.0 Variable Format: numeric Notes: UNF:6:Kh0n9KrnMsnx7R/wSudR2A==
win_loss
f3141518 Location:	Summary Statistics: StDev 0.17808269091182913; Valid 40503.0; Mean 0.032787694738663595; Max. 1.0; Min. 0.0 Variable Format: numeric Notes: UNF:6:f7dcr43lXgNRv+ExGiD/aw==
win_bid_amt
f3141518 Location:	Summary Statistics: Mean 592.581339653879; StDev 5341.199238724709; Valid 40503.0; Min. 0.0; Max. 120000.0; Variable Format: numeric Notes: UNF:6:xrUusccjbw1NYCfi9VTLQw==
prized_amt
f3141518 Location:	Summary Statistics: Valid 40503.0; Min. 0.0; StDev 31472.859250300113; Max. 600000.0; Mean 4292.236821963344; Variable Format: numeric Notes: UNF:6:ZHzrUOfiwOB4YhjrxSvEPg==
DEPAMT
f3141518 Location:	Summary Statistics: Valid 40503.0; Max. 600000.0; Mean 149305.11320148624; Min. 25000.0; StDev 126902.37902442872; Variable Format: numeric Notes: UNF:6:8oH3u8S62oMdwXJI5F/X7g==
MSUBSCRIP
f3141518 Location:	Summary Statistics: Valid 40503.0; Min. 1000.0; Mean 5120.484902353592; StDev 5413.183332552639; Max. 24000.0 Variable Format: numeric Notes: UNF:6:N2DHvGfw5Vha7ApIc0nwBQ==
tot_memb
f3141518 Location:	Summary Statistics: Valid 40503.0; StDev 9.620112779552969; Min. 20.0; Mean 33.09253635533573; Max. 50.0 Variable Format: numeric Notes: UNF:6:jdojkqebQYKwg4Cn72OWKw==
NMONTHS
f3141518 Location:	Summary Statistics: Valid 40503.0; Min. 20.0; Max. 50.0; Mean 33.09253635533573; StDev 9.620112779552969; Variable Format: numeric Notes: UNF:6:jdojkqebQYKwg4Cn72OWKw==
start_date
f3141518 Location:	Variable Format: character Notes: UNF:6:McA9+5UosX8r2omCUEFHrg==
penalty
f3141518 Location:	Summary Statistics: Mean 72.48850085178894; Valid 40503.0; Min. 0.0; Max. 4800.0; StDev 299.3128701788549 Variable Format: numeric Notes: UNF:6:xIb0ibuS9cLXCWiZIV54UA==
substitution
f3141518 Location:	Summary Statistics: Mean 0.08068538132978065; Max. 1.0; StDev 0.27235469881516844; Min. 0.0; Valid 40503.0; Variable Format: numeric Notes: UNF:6:ZqB4cJJlPohnCTM/qWCqTw==
post_termination_payers
f3141518 Location:	Summary Statistics: Mean 0.0457496975532678; StDev 0.20894434813152007; Max. 1.0; Valid 40503.0; Min. 0.0 Variable Format: numeric Notes: UNF:6:wkIBYoeekDwYlYBIg5GLRw==
diff_inst
f3141518 Location:	Summary Statistics: Mean 1857.664277954879; Valid 40503.0; Max. 307757.0; Min. -9256.5; StDev 12143.945559145657 Variable Format: numeric Notes: UNF:6:IelSjsfUfvF0gBSh/a/MvQ==
diff_days
f3141518 Location:	Summary Statistics: StDev 44.62329732472691; Max. 1464.0; Valid 33918.0; Min. -101.0; Mean 14.219234624683482 Variable Format: numeric Notes: UNF:6:3ydxCd269G/2WI8eCyS7Kw==
early_payment
f3141518 Location:	Summary Statistics: Max. 1.0; StDev 0.44163669671022104; Valid 40503.0; Mean 0.7344394242401803; Min. 0.0 Variable Format: numeric Notes: UNF:6:sFslDZBFRpt2Rxuy6EASYg==
part_payment
f3141518 Location:	Summary Statistics: Valid 40503.0; Min. 0.0; Mean 0.06360022714366996; Max. 1.0; StDev 0.24404243212617502 Variable Format: numeric Notes: UNF:6:1AHytKhyznk0aGKL6h/mgg==
late_payment
f3141518 Location:	Summary Statistics: Mean 0.10643656025479904; Min. 0.0; Valid 40503.0; StDev 0.30839936303619325; Max. 1.0 Variable Format: numeric Notes: UNF:6:xsh25Em788C9kHRHRSovhw==
default
f3141518 Location:	Summary Statistics: Min. 0.0; Valid 40503.0; Max. 1.0; StDev 0.23129404566123662; Mean 0.05671184850504437; Variable Format: numeric Notes: UNF:6:n4W3qShqvAZTl+kkXpLtPQ==
before_after
f3141518 Location:	Summary Statistics: Valid 40503.0; Mean 0.5090980914993941; Max. 1.0; StDev 0.4999233893528411; Min. 0.0 Variable Format: numeric Notes: UNF:6:kmOtA8zaJpx4p+AhAeh65A==
group(chit)
f3141518 Location:	Summary Statistics: Mean 19.356664938407675; Min. 1.0; Max. 45.0; Valid 40503.0; StDev 12.929909104931074; Variable Format: numeric Notes: UNF:6:ChsCpgXU0NlrUx1dO3QUYA==
group(chit_id)
f3141518 Location:	Summary Statistics: Mean 606.5520578721286; Valid 40503.0; Max. 1328.0; Min. 1.0; StDev 382.6954615683618 Variable Format: numeric Notes: UNF:6:1pkhbJzYFbctUFw4BDG+iw==
all_trans
f3141518 Location:	Summary Statistics: Min. 1.0; Valid 40503.0; StDev 0.0; Max. 1.0; Mean 1.0 Variable Format: numeric Notes: UNF:6:A46ZPlVbEH0P7kFDydf3vA==
age
f3141518 Location:	Summary Statistics: Mean 41.63450284364103; Max. 84.0; Valid 36397.0; Min. 20.0; StDev 10.468168812388745 Variable Format: numeric Notes: UNF:6:tzr7YRKpwCX4xldoinusXw==
sex
f3141518 Location:	Variable Format: character Notes: UNF:6:A2SIncHCpOxyMTKd06KXtQ==
income
f3141518 Location:	Summary Statistics: StDev 10376.566606223441; Min. 1000.0; Mean 12912.762124712384; Max. 100000.0; Valid 32475.0 Variable Format: numeric Notes: UNF:6:dS04RBEebM9EA/flepEV0A==
occupation
f3141518 Location:	Variable Format: character Notes: UNF:6:ueXt4fzVuZe+0aXw9XLFzQ==
bid_mode
f3141518 Location:	Summary Statistics: Valid 5183.0; Min. 0.0; Max. 2.0; StDev 0.4993526861284738; Mean 1.5382982828477716 Variable Format: numeric Notes: UNF:6:zaenqJ3CKcjzclpg65bwTw==
lottery
f3141518 Location:	Summary Statistics: Valid 2918.0; StDev 0.2987675020890102; Min. 0.0; Max. 1.0; Mean 0.09904043865661427; Variable Format: numeric Notes: UNF:6:Y67oAhrCXL+XAxQ/SlYLtg==

Document Description

Citation

Title:

Credit Scoring data

Identification Number:

doi:10.7910/DVN/GWOTGE

Distributor:

Harvard Dataverse

Date of Distribution:

2018-04-11

Version:

Bibliographic Citation:

Rao, Preethi, 2018, "Credit Scoring data", https://doi.org/10.7910/DVN/GWOTGE, Harvard Dataverse, V1, UNF:6:WvEu6TmqM5NaSc99s6WnyQ== [fileUNF]

Study Description

Citation

Title:

Credit Scoring data

Identification Number:

doi:10.7910/DVN/GWOTGE

Authoring Entity:

Rao, Preethi (IFMR LEAD)

Distributor:

Harvard Dataverse

Access Authority:

Rao, Preethi

Depositor:

Rao, Preethi

Date of Deposit:

2018-04-11

Holdings Information:

https://doi.org/10.7910/DVN/GWOTGE

Study Scope

Keywords:

Mathematical Sciences, Social Sciences, credit score

Abstract:

Primary and Secondary data from chit fund companies for Credit Scoring project in India

Methodology and Processing

Sources Statement

Data Access

Notes:

Other Study Description Materials

File Description--f3141522

File: cf1_delhi_collateral.tab

Number of cases: 8130
No. of variables per record: 7
Type of File: text/tab-separated-values

Notes:

UNF:6:IeOcgY79ZL1rPw+h85NbbA==

File Description--f3141520

File: cf1_delhi_surety.tab

Number of cases: 19800
No. of variables per record: 25
Type of File: text/tab-separated-values

Notes:

UNF:6:u00sBvewB/LJfu+P/hRM2Q==

File Description--f3141519

File: cf1_delhi_transaction_data.tab

Number of cases: 294900
No. of variables per record: 57
Type of File: text/tab-separated-values

Notes:

UNF:6:SyRs4SiNDX7M8Z1EGgiIWw==

File Description--f3141521

File: cf2_collateral.tab

Number of cases: 1860
No. of variables per record: 8
Type of File: text/tab-separated-values

Notes:

UNF:6:Hubd+bRpPf3SaWZGThKncA==

File Description--f3141518

File: cf2_transaction_data.tab

Number of cases: 40503
No. of variables per record: 43
Type of File: text/tab-separated-values

Notes:

UNF:6:elQ/HIIMFL004rnOAKZ4Kg==

Variable Description

List of Variables:

chit_id
p_recno - P_RECNO
collateral - SEC_ID
chit_value - (last) chit_value
duration - (last) duration
monthly_contribution - (last) monthly_contribution
year - (last) year
chit
chit_id
p_recno - P_RECNO
winning_aucn
duration
fman
surety_p_recno - P_RECNO
n_surety
age - (last) age
salary - (last) monthly_income
sex - (last) sex
occupation - (last) occupation
other_chits
surety_others
years_of_service
house_owner
land_owner
income_tax
insurance_policy
insurance_amount
res_pin
off_pin
chit_value - (last) chit_value
monthly_contribution - (last) monthly_contribution
year - (last) year
chit - Chit Scheme ID
chit_id - Chit Ticket ID
p_recno - Membership ID
aucn_no - Auction Number
aucn_date - Auction Date
inst_due - Installment Due
inst_paid - Installment Paid
inst_spread - Spread of Installment Paid
total_inst_due - Total Installment Due
total_inst_paid - Total Installment Paid
div_due - Dividend Due
div_paid - Dividend Paid
total_div_due - Total Dividend Due
total_div_paid - Total Dividend Paid
participation - Whether Participated in Auction or Not
all_bids - Bid Amounts
win_loss - Whether Bid was Successful
win_bid_amt - Winning Bid Amount
prized_amt - Winning Prized Amount
chit_value - Chit Amount
start_date - Start Date of Scheme
monthly_contribution - Monthly Contribution
duration - Duration of Scheme
month - Month of Participation
tot_memb - Total Number of Members
fman_tkt - Foreman Ticket Number
bylaw_no - Chit Bylaw ID
penalty - Penalty Amount
postage_cost - Postage Cost
nj_stamp_cost - Non Judicial Stamp Paper Cost
other_cost - Other Costs
by_chq - Cheque Transaction
by_cash - Cash Transaction
by_other - Other Modes of Transaction
bounced_chq - Bounced Cheque Transaction
last_trans_date - Last Transaction Date
last_payment_date - Last Payment Due Date
missed_inst - Missed Installment
missed_div - Missed Dividend Payment
diff_inst - Difference between Total Installment Due and Total Installment Paid
no_trans - Number of Installments
total_trans - Total Number of Transactions
multi_payment - Multiple Payments
early_payment - Early Payment
part_payment - Part Payment
irr_payment - Irregular Payment
late_payment - Late Payment
default - Default
monthly_income - Monthly Income
sex - Sex
age - Age
occupation - Occupation
lottery - Whether Lottery happened or Not
bid_type - Type of Bid
before_after - Before or After Winning Auction
all_trans - (Pivot Variable)
default_90
chit
chit_id
p_recno
net_risk
sur_col
s_no_sur_col
col_type
c_type
chit
chit_id
p_recno
pay_type
aucn_no
aucn_date
rct_date
inst_due
inst_paid
inst_spread
total_inst_due
total_inst_paid
div_due
div_paid
participation
bid_amt
win_loss
win_bid_amt
prized_amt
chit_value - DEPAMT
monthly_contrib - MSUBSCRIP
tot_memb
duration - NMONTHS
start_date
penalty
substitution
post_termination_payers
diff_inst
diff_days
early_payment
part_payment
late_payment
default
before_after
num_chit - group(chit)
num_chit_id - group(chit_id)
all_trans
age
sex
income
occupation
bid_mode
lottery

Variables

chit_id

f3141522 Location:

Variable Format: character

Notes: UNF:6:yULlgozjQgg45G1egGwPUA==

P_RECNO

f3141522 Location:

Summary Statistics: Mean 8765.55940959406; Valid 8130.0; StDev 6329.86811941042; Max. 22064.0; Min. 1.0

Variable Format: numeric

Notes: UNF:6:R2tOrtFQh7+f2kpnh5s0yg==

SEC_ID

f3141522 Location:

Variable Format: character

Notes: UNF:6:S7WDSt34+/gAcvSJ3fAXNA==

(last) chit_value

f3141522 Location:

Summary Statistics: Mean 105923.73923739068; StDev 121622.56598514014; Valid 8130.0; Min. 15000.0; Max. 1000000.0;

Variable Format: numeric

Notes: UNF:6:1DQJ5jrxmPqS9xlkdp7smg==

(last) duration

f3141522 Location:

Summary Statistics: Valid 8130.0; Mean 36.90282902829024; Max. 50.0; Min. 25.0; StDev 8.6509324026172

Variable Format: numeric

Notes: UNF:6:YS8BpQ5+Ql8j8c5tHm6voA==

(last) monthly_contribution

f3141522 Location:

Summary Statistics: Valid 8130.0; Max. 25000.0; Min. 500.0; Mean 3096.7404674047425; StDev 3847.2161257353628;

Variable Format: numeric

Notes: UNF:6:Ut6Qa72tc2DftiWRuI3Gng==

(last) year

f3141522 Location:

Summary Statistics: StDev 3.0051093620350944; Valid 8130.0; Min. 1996.0; Mean 2001.0856088560886; Max. 2007.0

Variable Format: numeric

Notes: UNF:6:823wO/2Vs+N17LesuajhlA==

chit

f3141520 Location:

Variable Format: character

Notes: UNF:6:/IWEbbN8O+h0huegaxAqIA==

chit_id

f3141520 Location:

Variable Format: character

Notes: UNF:6:xUflBfcfxBp9ax2oqi/KFg==

P_RECNO

f3141520 Location:

Summary Statistics: Max. 22064.0; Valid 19800.0; StDev 5933.543175994488; Mean 9065.328686868614; Min. 1.0;

Variable Format: numeric

Notes: UNF:6:l+bP7lDGfnX8CzlDGHXkaw==

winning_aucn

f3141520 Location:

Summary Statistics: Min. 1.0; Valid 19800.0; StDev 10.353939226458373; Mean 15.068484848484712; Max. 50.0;

Variable Format: numeric

Notes: UNF:6:vgNKMOiNZ2syysCro08I+A==

duration

f3141520 Location:

Summary Statistics: StDev 8.573867517392834; Min. 25.0; Max. 50.0; Mean 37.8058080808077; Valid 19800.0

Variable Format: numeric

Notes: UNF:6:H4G5bHqwcwkLEH4WTgkFWQ==

fman

f3141520 Location:

Summary Statistics: Mean 0.011010101010101272; Valid 19800.0; StDev 0.10435242525688258; Min. 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:b3c8oAsfPAyLzpYPDWcb4g==

P_RECNO

f3141520 Location:

Summary Statistics: Max. 64109.0; StDev 5988.398979973312; Min. 1.0; Mean 10665.113599297363; Valid 15942.0;

Variable Format: numeric

Notes: UNF:6:qJ0ox07qrlRUExujnKJrfQ==

n_surety

f3141520 Location:

Summary Statistics: Max. 6.0; Valid 16160.0; Min. 0.0; Mean 3.8453589108911137; StDev 1.504218790710719

Variable Format: numeric

Notes: UNF:6:r2IvTME2lhiDQIoiLLsSag==

(last) age

f3141520 Location:

Summary Statistics: Min. 18.0; StDev 11.470812411988474; Mean 43.78338399189462; Max. 83.0; Valid 4935.0

Variable Format: numeric

Notes: UNF:6:7xxcN4VsGpbz1WmcEsXmbQ==

(last) monthly_income

f3141520 Location:

Summary Statistics: Max. 125000.0; StDev 8283.379535132808; Mean 11823.09850124232; Min. 360.0; Valid 4159.0

Variable Format: numeric

Notes: UNF:6:b6KbVgpvs3WPW2e6x/Qe0w==

(last) sex

f3141520 Location:

Variable Format: character

Notes: UNF:6:SEO2fcvrXAXZsTH8Ggl11Q==

(last) occupation

f3141520 Location:

Variable Format: character

Notes: UNF:6:8nlGZEArEULBVRsT44AuVg==

other_chits

f3141520 Location:

Summary Statistics: Max. 1.0; Valid 15942.0; StDev 0.47872912671672346; Mean 0.35566428302596814; Min. 0.0

Variable Format: numeric

Notes: UNF:6:vTmzFP1priljH7A8clWVhQ==

surety_others

f3141520 Location:

Summary Statistics: Min. 0.0; StDev 0.47872912671672346; Mean 0.35566428302596814; Valid 15942.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:vTmzFP1priljH7A8clWVhQ==

years_of_service

f3141520 Location:

Summary Statistics: Mean 15.930887408669808; Min. 0.0; Max. 59.0; Valid 4654.0; StDev 9.969350200880303

Variable Format: numeric

Notes: UNF:6:jTzG8AXPvTv+zBwlEA6v7A==

house_owner

f3141520 Location:

Summary Statistics: Valid 5762.0; Mean 0.1051718153418955; StDev 0.30680130447490583; Min. 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:QCEfLhSRjWNEQsn2Z/td/A==

land_owner

f3141520 Location:

Summary Statistics: Valid 5760.0; StDev 0.2941495559874869; Mean 0.09565972222222181; Max. 1.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:FAN+X7kY3MRpVfNZ2ErFBA==

income_tax

f3141520 Location:

Summary Statistics: StDev 0.49421883625311336; Min. 0.0; Valid 5888.0; Max. 1.0; Mean 0.42391304347826353

Variable Format: numeric

Notes: UNF:6:Z9xxNDW5MsDDPTM21B4/Ug==

insurance_policy

f3141520 Location:

Summary Statistics: Mean 0.2214142039300603; StDev 0.4152308174018735; Valid 6463.0; Min. 0.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:Sh0bmkR3a7d54IuOsuahYw==

insurance_amount

f3141520 Location:

Summary Statistics: Valid 8.0; Max. 100000.0; Min. 0.0; Mean 26878.75; StDev 34296.632149319186;

Variable Format: numeric

Notes: UNF:6:yNrJVCBpZ17W8C2RgTh18w==

res_pin

f3141520 Location:

Summary Statistics: Max. 1100091.0; Min. 1.0; StDev 53805.83858705087; Mean 117199.83529411767; Valid 3740.0

Variable Format: numeric

Notes: UNF:6:XUvMFYjtIEjmnsHJ93XTfw==

off_pin

f3141520 Location:

Summary Statistics: Mean 117780.61208967172; Max. 1100580.0; Min. 10001.0; Valid 2498.0; StDev 61952.49265866526;

Variable Format: numeric

Notes: UNF:6:ruNvZXzzQhbQyzZ0pecqTQ==

(last) chit_value

f3141520 Location:

Summary Statistics: Max. 1000000.0; StDev 121458.40348959227; Valid 19800.0; Min. 15000.0; Mean 108233.58585858782

Variable Format: numeric

Notes: UNF:6:vrRas8F14AMA/8SF/tcNuA==

(last) monthly_contribution

f3141520 Location:

Summary Statistics: Min. 500.0; Max. 25000.0; Valid 19800.0; StDev 3791.8296591027056; Mean 3105.1388888888027

Variable Format: numeric

Notes: UNF:6:3WuYVLrYmdD51IAtfWgKGg==

(last) year

f3141520 Location:

Summary Statistics: Valid 19800.0; Max. 2007.0; Min. 1996.0; Mean 2001.0103535353533; StDev 2.995180039012203

Variable Format: numeric

Notes: UNF:6:p+SkxR0H1BcPPG811nRkNA==

Chit Scheme ID

f3141519 Location:

Variable Format: character

Notes: UNF:6:sURLTXpyTuhleQg3tNTHAg==

Chit Ticket ID

f3141519 Location:

Variable Format: character

Notes: UNF:6:FFatWq7kqeAw2+1v3F+enA==

Membership ID

f3141519 Location:

Summary Statistics: StDev 6197.4001676716025; Max. 22065.0; Mean 8420.08445235497; Min. 1.0; Valid 294900.0

Variable Format: numeric

Notes: UNF:6:xnV83yH01eNX2nXzxs89yw==

Auction Number

f3141519 Location:

Summary Statistics: Mean 19.972702611051602; Min. 1.0; Valid 294900.0; Max. 50.0; StDev 12.296989167971391

Variable Format: numeric

Notes: UNF:6:64ESuyTHT/QynVJHmT1/Nw==

Auction Date

f3141519 Location:

Variable Format: character

Notes: UNF:6:8NGD3OWburZL0ebGC3rleQ==

Installment Due

f3141519 Location:

Summary Statistics: Mean 2562.4671074238377; Min. 375.0; Valid 294900.0; Max. 25000.0; StDev 3276.7271571610663;

Variable Format: numeric

Notes: UNF:6:WrbW8Xh7nSPS4yrpaVlK4A==

Installment Paid

f3141519 Location:

Summary Statistics: Max. 311505.5; StDev 4779.593211753249; Valid 294900.0; Min. 0.0; Mean 2562.4671073629443;

Variable Format: numeric

Notes: UNF:6:ty4jR/EMLu8nduabiGweVw==

Spread of Installment Paid

f3141519 Location:

Summary Statistics: Mean 2562.467107288859; Valid 294900.0; StDev 4583.069972758477; Max. 311505.5; Min. 0.0

Variable Format: numeric

Notes: UNF:6:3kI0vTKKdwYf+fqDsS0AfQ==

Total Installment Due

f3141519 Location:

Summary Statistics: Mean 44702.8206444543; Valid 294900.0; StDev 65646.91274785878; Max. 889431.5; Min. 500.0

Variable Format: numeric

Notes: UNF:6:1vafsLes7MHRVklTdov+2Q==

Total Installment Paid

f3141519 Location:

Summary Statistics: Mean 44146.22927761593; Max. 889431.5; Valid 294900.0; Min. 0.0; StDev 65160.65914764232

Variable Format: numeric

Notes: UNF:6:m/g5lwYqYbjmyxkxgZhSoQ==

Dividend Due

f3141519 Location:

Summary Statistics: StDev 478.04256330431133; Valid 294900.0; Mean 275.61359781912927; Max. 6250.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:J8wk8LoR3I3SKo4wcig/zw==

Dividend Paid

f3141519 Location:

Summary Statistics: Max. 46538.5; Valid 294900.0; StDev 649.9232591407575; Mean 275.61359782662936; Min. 0.0

Variable Format: numeric

Notes: UNF:6:lPwmSqBmHbBhs8VwuGUA7w==

Total Dividend Due

f3141519 Location:

Summary Statistics: Max. 110568.5; StDev 9039.707534330337; Valid 294900.0; Min. 0.0; Mean 7429.173274247005;

Variable Format: numeric

Notes: UNF:6:UgcMuX3sJwNUtQbaNDsWpA==

Total Dividend Paid

f3141519 Location:

Summary Statistics: StDev 9002.118111916914; Mean 7301.146820280837; Valid 294900.0; Min. 0.0; Max. 110568.5

Variable Format: numeric

Notes: UNF:6:oSG00GPUfaUCxt85w2vkhA==

Whether Participated in Auction or Not

f3141519 Location:

Summary Statistics: Max. 1.0; Mean 0.10811800610379706; StDev 0.3105299177992551; Min. 0.0; Valid 294900.0;

Variable Format: numeric

Notes: UNF:6:aiMlQ4Qt04Hm/y6sZA+m/w==

Bid Amounts

f3141519 Location:

Summary Statistics: Min. 0.0; Mean 2209.607440538035; StDev 9551.331071413886; Max. 300000.0; Valid 294898.0

Variable Format: numeric

Notes: UNF:6:YutZXMV9v72GxTostqM0aw==

Whether Bid was Successful

f3141519 Location:

Summary Statistics: StDev 0.16019808280874495; Mean 0.026358087487285957; Min. 0.0; Max. 1.0; Valid 294900.0

Variable Format: numeric

Notes: UNF:6:r3VnpBACONwIy9c2zxKYqA==

Winning Bid Amount

f3141519 Location:

Summary Statistics: Mean 413.64665988480215; Max. 300000.0; Valid 294900.0; StDev 4311.973327700979; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:vGmj5s6yMmMUpMoOqWurnw==

Winning Prized Amount

f3141519 Location:

Summary Statistics: Min. 0.0; Mean 2424.4340454414446; Valid 294900.0; Max. 1000000.0; StDev 22502.884182416474

Variable Format: numeric

Notes: UNF:6:h6gPj+iAdeAtpC0C5xoMYA==

Chit Amount

f3141519 Location:

Summary Statistics: Min. 15000.0; StDev 115432.6232388336; Max. 1000000.0; Valid 294900.0; Mean 101425.90708704534;

Variable Format: numeric

Notes: UNF:6:2cnk+9p9tXA7g7fAt/L4ng==

Start Date of Scheme

f3141519 Location:

Variable Format: character

Notes: UNF:6:A+GorqRUOagfQxNsawmRWg==

Monthly Contribution

f3141519 Location:

Summary Statistics: StDev 3571.156306389105; Valid 294900.0; Mean 2838.0807053206195; Min. 500.0; Max. 25000.0

Variable Format: numeric

Notes: UNF:6:gGtSxfianvaHDOltckfL4A==

Duration of Scheme

f3141519 Location:

Summary Statistics: Max. 50.0; Valid 294900.0; StDev 8.64351756195541; Mean 38.9454052221032; Min. 25.0;

Variable Format: numeric

Notes: UNF:6:buEDXPRVPJIvVCOmr5dTwg==

Month of Participation

f3141519 Location:

Summary Statistics: Min. 1.0; StDev 12.296989167971391; Max. 50.0; Valid 294900.0; Mean 19.972702611051602

Variable Format: numeric

Notes: UNF:6:64ESuyTHT/QynVJHmT1/Nw==

Total Number of Members

f3141519 Location:

Summary Statistics: Valid 294900.0; Min. 25.0; Max. 50.0; StDev 8.64351756195541; Mean 38.9454052221032;

Variable Format: numeric

Notes: UNF:6:buEDXPRVPJIvVCOmr5dTwg==

Foreman Ticket Number

f3141519 Location:

Summary Statistics: Max. 50.0; StDev 11.042106086095739; Min. 0.0; Valid 294900.0; Mean 37.93828416412124;

Variable Format: numeric

Notes: UNF:6:+sqj9no20cZS77L031hRog==

Chit Bylaw ID

f3141519 Location:

Variable Format: character

Notes: UNF:6:mJWLNN+868VYqz9NRvHoqw==

Penalty Amount

f3141519 Location:

Summary Statistics: Min. 0.0; Max. 11696.0; Valid 294900.0; StDev 71.48235731105295; Mean 3.7777168539053774

Variable Format: numeric

Notes: UNF:6:q3IkPhunFD0A9Yqk7EOeBg==

Postage Cost

f3141519 Location:

Summary Statistics: Mean 0.03893150220929763; Min. 0.0; Max. 675.0; StDev 2.6835490706918197; Valid 294900.0

Variable Format: numeric

Notes: UNF:6:xlwDzoE6HvhXRIqazDc+zw==

Non Judicial Stamp Paper Cost

f3141519 Location:

Summary Statistics: Max. 2.0; Min. 0.0; StDev 0.02147374379405219; Mean 2.3058663953875718E-4; Valid 294900.0;

Variable Format: numeric

Notes: UNF:6:ebRZiVX03zDWZFOpFCxfJQ==

Other Costs

f3141519 Location:

Summary Statistics: Mean 0.48903384198017424; Valid 294900.0; StDev 5.6439734653228735; Min. 0.0; Max. 626.0

Variable Format: numeric

Notes: UNF:6:yIh/AicYH+kVfuXJ0GTMUQ==

Cheque Transaction

f3141519 Location:

Summary Statistics: Mean 0.6795218718209355; Valid 294900.0; Max. 1.0; StDev 0.4666611575858621; Min. 0.0

Variable Format: numeric

Notes: UNF:6:/SaTJWOXY7/y89CqPn1PTw==

Cash Transaction

f3141519 Location:

Summary Statistics: Min. 0.0; Valid 294900.0; StDev 0.33945176251265513; Mean 0.13288572397430362; Max. 1.0

Variable Format: numeric

Notes: UNF:6:e+tUx50yNBopIRdS2XElvQ==

Other Modes of Transaction

f3141519 Location:

Summary Statistics: StDev 0.396231395254217; Valid 294900.0; Min. 0.0; Mean 0.19503899626992163; Max. 1.0

Variable Format: numeric

Notes: UNF:6:A+Mn1+JoJ61lO4mxaj6DFg==

Bounced Cheque Transaction

f3141519 Location:

Summary Statistics: Valid 294900.0; StDev 0.12599214878078538; Max. 1.0; Min. 0.0; Mean 0.01613428280772559;

Variable Format: numeric

Notes: UNF:6:uGgdGC9JVk8QdwuwbEi22Q==

Last Transaction Date

f3141519 Location:

Variable Format: character

Notes: UNF:6:wPtfYFoxZI/NFIxVhEl/Sg==

Last Payment Due Date

f3141519 Location:

Variable Format: character

Notes: UNF:6:3A/EmTml8CF7rORp9Q8jPg==

Missed Installment

f3141519 Location:

Summary Statistics: Max. 1.0; Valid 294900.0; StDev 0.3593866182305856; Min. 0.0; Mean 0.1523770769752531

Variable Format: numeric

Notes: UNF:6:8sO0PETSRvJeRaSpkIRc6Q==

Missed Dividend Payment

f3141519 Location:

Summary Statistics: Mean 0.1365581553068948; Max. 1.0; Valid 294900.0; Min. 0.0; StDev 0.343380875062172

Variable Format: numeric

Notes: UNF:6:IH1dDi/XR4HoXfvBwEC/gA==

Difference between Total Installment Due and Total Installment Paid

f3141519 Location:

Summary Statistics: Valid 294900.0; Mean 556.5913668979894; StDev 5560.959488623261; Min. -118080.5; Max. 286505.5;

Variable Format: numeric

Notes: UNF:6:A2Mhr3jI/F8CpUMUTfWU0Q==

Number of Installments

f3141519 Location:

Summary Statistics: Mean 1.1099694811811551; StDev 1.4916108968536563; Min. 0.0; Max. 240.0; Valid 294900.0;

Variable Format: numeric

Notes: UNF:6:3OfBys/RBP/itIzlHsxF9g==

Total Number of Transactions

f3141519 Location:

Summary Statistics: Min. 0.0; Mean 21.601783655483455; StDev 23.960864156777276; Valid 294900.0; Max. 374.0;

Variable Format: numeric

Notes: UNF:6:9UPXbZMuK+kLSWWS6JzsuA==

Multiple Payments

f3141519 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Mean 0.07924381146154902; Valid 294900.0; StDev 0.27011937588415696

Variable Format: numeric

Notes: UNF:6:3LjglbiPUK2jWQ9xhaBueg==

Early Payment

f3141519 Location:

Summary Statistics: Max. 1.0; StDev 0.44727476859559046; Mean 0.7234859274330313; Min. 0.0; Valid 294900.0;

Variable Format: numeric

Notes: UNF:6:0TkhLlINiVKDLXspP9T6+w==

Part Payment

f3141519 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Mean 0.12456086809089142; Valid 294900.0; StDev 0.3302208776019379;

Variable Format: numeric

Notes: UNF:6:sR+xqehUMJOG+NNJK/RhgQ==

Irregular Payment

f3141519 Location:

Summary Statistics: Max. 1.0; Mean 0.20380467955240195; Min. 0.0; StDev 0.40282611930651174; Valid 294900.0;

Variable Format: numeric

Notes: UNF:6:7Rvys423hcjFmAxsaueUFQ==

Late Payment

f3141519 Location:

Summary Statistics: Min. 0.0; Mean 0.16717870464565043; Max. 1.0; Valid 294900.0; StDev 0.37313597720703195

Variable Format: numeric

Notes: UNF:6:BTvja3xcv0BkJ6lQrwA+nA==

Default

f3141519 Location:

Summary Statistics: Valid 294900.0; Min. 0.0; StDev 0.1921915357331733; Mean 0.03841302136317038; Max. 1.0

Variable Format: numeric

Notes: UNF:6:oJaDX6roTSmqNWCpkt/+aA==

Monthly Income

f3141519 Location:

Summary Statistics: Min. 3.0; Max. 333333.3333333333; Valid 205975.0; StDev 10304.596739783141; Mean 10399.954796299302

Variable Format: numeric

Notes: UNF:6:vTg0DtfGLUPYwn9gM9OmXw==

Sex

f3141519 Location:

Variable Format: character

Notes: UNF:6:xDQiSGEmnaZJK5NSUtIiPQ==

Age

f3141519 Location:

Summary Statistics: StDev 12.903117389079593; Max. 86.0; Mean 42.78864622057083; Valid 258240.0; Min. 15.0;

Variable Format: numeric

Notes: UNF:6:qYo4wqFBe9JT79xmK39k+A==

Occupation

f3141519 Location:

Variable Format: character

Notes: UNF:6:r1flNHi5QLTTsRPDx14L9w==

Whether Lottery happened or Not

f3141519 Location:

Summary Statistics: Min. 0.0; Valid 27806.0; Max. 1.0; Mean 0.14025749838164747; StDev 0.34726023289632857

Variable Format: numeric

Notes: UNF:6:qwsSHEpxyI1U4XH0QtUOdw==

Type of Bid

f3141519 Location:

Summary Statistics: StDev 0.3082230012160077; Max. 2.0; Valid 31812.0; Min. 0.0; Mean 1.8937822205457064;

Variable Format: numeric

Notes: UNF:6:Vj89rlAZKisTrv2qpA80vQ==

Before or After Winning Auction

f3141519 Location:

Summary Statistics: StDev 0.49981729348170567; Valid 294900.0; Min. 0.0; Mean 0.5135469650729031; Max. 1.0

Variable Format: numeric

Notes: UNF:6:R93E9xlTYiD7+99XlfoWcQ==

(Pivot Variable)

f3141519 Location:

Summary Statistics: Valid 294900.0; Mean 1.0; Max. 1.0; StDev 0.0; Min. 1.0

Variable Format: numeric

Notes: UNF:6:a94h6/U5EUZzFrwe5t3suw==

default_90

f3141519 Location:

Summary Statistics: Mean 0.02485588335028882; Max. 1.0; Valid 294900.0; StDev 0.15568606425800233; Min. 0.0

Variable Format: numeric

Notes: UNF:6:IjcILicLidOBOdaQci4qww==

chit

f3141521 Location:

Variable Format: character

Notes: UNF:6:XE3J7p/nF6Zjn/khx+y5Jw==

chit_id

f3141521 Location:

Variable Format: character

Notes: UNF:6:GwVIcIlMYDQXrniXJiHa+Q==

p_recno

f3141521 Location:

Variable Format: character

Notes: UNF:6:hk58g1RjLbApgqeB+N1v+A==

net_risk

f3141521 Location:

Summary Statistics: Mean 148116.51537122746; Max. 2850000.0; Min. 0.0; Valid 1724.0; StDev 306854.1219369354;

Variable Format: numeric

Notes: UNF:6:rOIYGUwETOQGeL1/2ciZWg==

sur_col

f3141521 Location:

Summary Statistics: Mean 1.4032258064516108; Valid 1860.0; Max. 2.0; StDev 0.8732411493865064; Min. 0.0

Variable Format: numeric

Notes: UNF:6:jolfjNbUNT8CX6he9x+YNw==

s_no_sur_col

f3141521 Location:

Summary Statistics: Valid 1375.0; StDev 1.1311500036772808; Min. 1.0; Mean 1.674181818181816; Max. 10.0;

Variable Format: numeric

Notes: UNF:6:NnFVKUIyemeIIA/WNjl/5Q==

col_type

f3141521 Location:

Variable Format: character

Notes: UNF:6:dIjHh/2sp6E6zpom22Pm6g==

c_type

f3141521 Location:

Summary Statistics: Max. 3.0; Min. 1.0; Valid 1236.0; Mean 1.6415857605177995; StDev 0.7188736646140403

Variable Format: numeric

Notes: UNF:6:BQh9byVLJ0y/+7un82cIZA==

chit

f3141518 Location:

Variable Format: character

Notes: UNF:6:cQ8PX+1ySUWlkQJyciq8zw==

chit_id

f3141518 Location:

Variable Format: character

Notes: UNF:6:vG7I7RPztQokYs3W0FbHCQ==

p_recno

f3141518 Location:

Variable Format: character

Notes: UNF:6:PuYKuKpG/kziEyL3aR7AsQ==

pay_type

f3141518 Location:

Variable Format: character

Notes: UNF:6:7IXrXb5l/ZrVLpnKApDP0g==

aucn_no

f3141518 Location:

Summary Statistics: Mean 17.046268177667862; Min. 1.0; StDev 11.046603006767148; Valid 40503.0; Max. 50.0;

Variable Format: numeric

Notes: UNF:6:ZGJv5H3FJzQliP0YlUsvPw==

aucn_date

f3141518 Location:

Variable Format: character

Notes: UNF:6:tSjBnS6E1kCPfpFdAf9M1g==

rct_date

f3141518 Location:

Variable Format: character

Notes: UNF:6:oIsG/asnYqWZrO1RVzvwXg==

inst_due

f3141518 Location:

Summary Statistics: Mean 4271.761795421972; Max. 24000.0; Min. 650.0; Valid 40503.0; StDev 4634.550396629573

Variable Format: numeric

Notes: UNF:6:VMZV/OOf9PPyydWVvNbu2g==

inst_paid

f3141518 Location:

Summary Statistics: Valid 40503.0; Mean 4282.72695849628; Min. -3049.5; StDev 7159.566097055837; Max. 273860.0

Variable Format: numeric

Notes: UNF:6:kG4XOlflZk8gRYrjNqGQvg==

inst_spread

f3141518 Location:

Summary Statistics: StDev 7093.601380039769; Max. 273860.0; Valid 40503.0; Mean 4282.726958496279; Min. 0.0

Variable Format: numeric

Notes: UNF:6:o7Q/4cLIw+aDmI1mzw1ocw==

total_inst_due

f3141518 Location:

Summary Statistics: Mean 60669.6691356165; StDev 71092.8353855093; Max. 535300.0; Min. 1000.0; Valid 40503.0;

Variable Format: numeric

Notes: UNF:6:ci6yuIGPxABGDBVpOu/sqQ==

total_inst_paid

f3141518 Location:

Summary Statistics: StDev 70317.99767954965; Max. 535300.0; Min. 1000.0; Valid 40503.0; Mean 59094.231544571194;

Variable Format: numeric

Notes: UNF:6:jUH9agORBzXvcd296jE9Yg==

div_due

f3141518 Location:

Summary Statistics: Min. 0.0; StDev 805.3481176246946; Valid 40503.0; Max. 4800.0; Mean 573.6356072390353

Variable Format: numeric

Notes: UNF:6:JL6b/JUCWWt4Fgu5QwtaBg==

div_paid

f3141518 Location:

Summary Statistics: StDev 794.7666293072938; Max. 4800.0; Mean 501.1471063871758; Valid 40503.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:mKFthEuIhqNRPV514fxSvQ==

participation

f3141518 Location:

Summary Statistics: StDev 0.33225988474902934; Min. 0.0; Max. 1.0; Valid 40503.0; Mean 0.12636101029552996

Variable Format: numeric

Notes: UNF:6:Eoc2c8f2vnbTze4VNboPDg==

bid_amt

f3141518 Location:

Summary Statistics: StDev 14925.399605243076; Min. 0.0; Mean 3847.211268301194; Max. 120000.0; Valid 40503.0

Variable Format: numeric

Notes: UNF:6:Kh0n9KrnMsnx7R/wSudR2A==

win_loss

f3141518 Location:

Summary Statistics: StDev 0.17808269091182913; Valid 40503.0; Mean 0.032787694738663595; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:f7dcr43lXgNRv+ExGiD/aw==

win_bid_amt

f3141518 Location:

Summary Statistics: Mean 592.581339653879; StDev 5341.199238724709; Valid 40503.0; Min. 0.0; Max. 120000.0;

Variable Format: numeric

Notes: UNF:6:xrUusccjbw1NYCfi9VTLQw==

prized_amt

f3141518 Location:

Summary Statistics: Valid 40503.0; Min. 0.0; StDev 31472.859250300113; Max. 600000.0; Mean 4292.236821963344;

Variable Format: numeric

Notes: UNF:6:ZHzrUOfiwOB4YhjrxSvEPg==

DEPAMT

f3141518 Location:

Summary Statistics: Valid 40503.0; Max. 600000.0; Mean 149305.11320148624; Min. 25000.0; StDev 126902.37902442872;

Variable Format: numeric

Notes: UNF:6:8oH3u8S62oMdwXJI5F/X7g==

MSUBSCRIP

f3141518 Location:

Summary Statistics: Valid 40503.0; Min. 1000.0; Mean 5120.484902353592; StDev 5413.183332552639; Max. 24000.0

Variable Format: numeric

Notes: UNF:6:N2DHvGfw5Vha7ApIc0nwBQ==

tot_memb

f3141518 Location:

Summary Statistics: Valid 40503.0; StDev 9.620112779552969; Min. 20.0; Mean 33.09253635533573; Max. 50.0

Variable Format: numeric

Notes: UNF:6:jdojkqebQYKwg4Cn72OWKw==

NMONTHS

f3141518 Location:

Summary Statistics: Valid 40503.0; Min. 20.0; Max. 50.0; Mean 33.09253635533573; StDev 9.620112779552969;

Variable Format: numeric

Notes: UNF:6:jdojkqebQYKwg4Cn72OWKw==

start_date

f3141518 Location:

Variable Format: character

Notes: UNF:6:McA9+5UosX8r2omCUEFHrg==

penalty

f3141518 Location:

Summary Statistics: Mean 72.48850085178894; Valid 40503.0; Min. 0.0; Max. 4800.0; StDev 299.3128701788549

Variable Format: numeric

Notes: UNF:6:xIb0ibuS9cLXCWiZIV54UA==

substitution

f3141518 Location:

Summary Statistics: Mean 0.08068538132978065; Max. 1.0; StDev 0.27235469881516844; Min. 0.0; Valid 40503.0;

Variable Format: numeric

Notes: UNF:6:ZqB4cJJlPohnCTM/qWCqTw==

post_termination_payers

f3141518 Location:

Summary Statistics: Mean 0.0457496975532678; StDev 0.20894434813152007; Max. 1.0; Valid 40503.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:wkIBYoeekDwYlYBIg5GLRw==

diff_inst

f3141518 Location:

Summary Statistics: Mean 1857.664277954879; Valid 40503.0; Max. 307757.0; Min. -9256.5; StDev 12143.945559145657

Variable Format: numeric

Notes: UNF:6:IelSjsfUfvF0gBSh/a/MvQ==

diff_days

f3141518 Location:

Summary Statistics: StDev 44.62329732472691; Max. 1464.0; Valid 33918.0; Min. -101.0; Mean 14.219234624683482

Variable Format: numeric

Notes: UNF:6:3ydxCd269G/2WI8eCyS7Kw==

early_payment

f3141518 Location:

Summary Statistics: Max. 1.0; StDev 0.44163669671022104; Valid 40503.0; Mean 0.7344394242401803; Min. 0.0

Variable Format: numeric

Notes: UNF:6:sFslDZBFRpt2Rxuy6EASYg==

part_payment

f3141518 Location:

Summary Statistics: Valid 40503.0; Min. 0.0; Mean 0.06360022714366996; Max. 1.0; StDev 0.24404243212617502

Variable Format: numeric

Notes: UNF:6:1AHytKhyznk0aGKL6h/mgg==

late_payment

f3141518 Location:

Summary Statistics: Mean 0.10643656025479904; Min. 0.0; Valid 40503.0; StDev 0.30839936303619325; Max. 1.0

Variable Format: numeric

Notes: UNF:6:xsh25Em788C9kHRHRSovhw==

default

f3141518 Location:

Summary Statistics: Min. 0.0; Valid 40503.0; Max. 1.0; StDev 0.23129404566123662; Mean 0.05671184850504437;

Variable Format: numeric

Notes: UNF:6:n4W3qShqvAZTl+kkXpLtPQ==

before_after

f3141518 Location:

Summary Statistics: Valid 40503.0; Mean 0.5090980914993941; Max. 1.0; StDev 0.4999233893528411; Min. 0.0

Variable Format: numeric

Notes: UNF:6:kmOtA8zaJpx4p+AhAeh65A==

group(chit)

f3141518 Location:

Summary Statistics: Mean 19.356664938407675; Min. 1.0; Max. 45.0; Valid 40503.0; StDev 12.929909104931074;

Variable Format: numeric

Notes: UNF:6:ChsCpgXU0NlrUx1dO3QUYA==

group(chit_id)

f3141518 Location:

Summary Statistics: Mean 606.5520578721286; Valid 40503.0; Max. 1328.0; Min. 1.0; StDev 382.6954615683618

Variable Format: numeric

Notes: UNF:6:1pkhbJzYFbctUFw4BDG+iw==

all_trans

f3141518 Location:

Summary Statistics: Min. 1.0; Valid 40503.0; StDev 0.0; Max. 1.0; Mean 1.0

Variable Format: numeric

Notes: UNF:6:A46ZPlVbEH0P7kFDydf3vA==

age

f3141518 Location:

Summary Statistics: Mean 41.63450284364103; Max. 84.0; Valid 36397.0; Min. 20.0; StDev 10.468168812388745

Variable Format: numeric

Notes: UNF:6:tzr7YRKpwCX4xldoinusXw==

sex

f3141518 Location:

Variable Format: character

Notes: UNF:6:A2SIncHCpOxyMTKd06KXtQ==

income

f3141518 Location:

Summary Statistics: StDev 10376.566606223441; Min. 1000.0; Mean 12912.762124712384; Max. 100000.0; Valid 32475.0

Variable Format: numeric

Notes: UNF:6:dS04RBEebM9EA/flepEV0A==

occupation

f3141518 Location:

Variable Format: character

Notes: UNF:6:ueXt4fzVuZe+0aXw9XLFzQ==

bid_mode

f3141518 Location:

Summary Statistics: Valid 5183.0; Min. 0.0; Max. 2.0; StDev 0.4993526861284738; Mean 1.5382982828477716

Variable Format: numeric

Notes: UNF:6:zaenqJ3CKcjzclpg65bwTw==

lottery

f3141518 Location:

Summary Statistics: Valid 2918.0; StDev 0.2987675020890102; Min. 0.0; Max. 1.0; Mean 0.09904043865661427;

Variable Format: numeric

Notes: UNF:6:Y67oAhrCXL+XAxQ/SlYLtg==