<?xml version='1.0' encoding='UTF-8'?><metadata xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:dcterms="http://purl.org/dc/terms/" xmlns="http://dublincore.org/documents/dcmi-terms/"><dcterms:title>RateWatch Scholar Historical Data</dcterms:title><dcterms:identifier>https://doi.org/10.7910/DVN/5M22QJ</dcterms:identifier><dcterms:creator>Standard &amp; Poor's</dcterms:creator><dcterms:publisher>Harvard Dataverse</dcterms:publisher><dcterms:issued>2026-06-05</dcterms:issued><dcterms:modified>2026-06-05T17:09:29Z</dcterms:modified><dcterms:description>For a description and access information, please see the UC Irvine Libraries' RateWatch Scholar Historical Data Guide: 
https://guides.lib.uci.edu/ratewatch-scholar-historical-data</dcterms:description><dcterms:subject>Business and Management</dcterms:subject><dcterms:subject>Social Sciences</dcterms:subject><dcterms:date>2026-06-05</dcterms:date><dcterms:contributor>Buckley, Annette</dcterms:contributor><dcterms:dateSubmitted>2026-04-06</dcterms:dateSubmitted><dcterms:rights>This data is limited to UC Irvine Authorized Affiliates (i.e., active UC Irvine faculty, staff, and enrolled students).  This data may only be used for personal, educational, non-commercial purposes.</dcterms:rights></metadata>